You can’t put a price on peace of mind. EMV chip technology provides a layer of security for your transactions, and liability protection reduces the risks of unauthorised transactions.
Online security tools, especially SecureCode/One-Time Password (OTP), keep you safe while you shop online. Additionally, in the event that you do not receive what you paid for online, you can have your money refunded by the merchant.
While you’re overseas, many safety features work hard to keep your money safe. EMV chip technology and your ATM PIN are your first line of defense, while SMS alerts can keep you informed about your transactions, 24/7. And in the event you lose your card, card replacement services can help get your life back on track.
A Personal Identification Number (PIN) works with your EMV chip to keep your money secure
Security tips to protect yourself
Keep your ATM PIN private
Never share your ATM Pin with anyone. If you've forgotten your PIN or think it may have been compromised, ask your bank for a new one.
Beware of phishers
Phishers try to gain sensitive information from you, like your payment card number, PIN, username or password. Don’t respond to them. Instead, call your bank to make a report.
Check your statements
Regularly monitor your bank and card statements. Call your bank if you spot any unusual transactions.
Look for your network’s SecureCode logo
Look out for online merchants that support SecureCode. SecureCode ensures that online transactions are private between you and your bank. It also verifies that you authorised the payment.
Sign up for SMS alerts
SMS alerts let you know whenever there’s activity in your accounts, so it’s a good idea to register all your cards for them.
Be familiar with your card issuer’s policies
Every bank has its own safeguards in place for your peace of mind. Talk to your bank to find out what they are.